Home, farm, and life insurance in Lapeer County
As local agents and farmers ourselves, we provide straightforward home, farm, and life insurance to families across Lapeer County, Michigan. Honest advice, competitive rates, and a neighbor you can actually call.
Insurance resources for Lapeer County
January 15, 2026
What Does Farm Insurance Actually Cover? A Guide for Lapeer County Farmers
Here's a plain-language breakdown of what farm insurance covers, what it doesn't, and what Lapeer County farmers in particular should be thinking about.
January 08, 2026
The Importance of Business Insurance
A practical look at the coverage options and risks every business owner should understand when protecting their company.
January 02, 2026
5 Things to Know About Auto Insurance
A quick overview of the key things every driver should understand about auto insurance before they hit the road.
Client Testimonials
Schapman Insurance made finding farm coverage simple. Since they’re farmers too, they actually understand the unique needs of our operation and gave us honest, straightforward advice.
JOHN D., FARM OWNER
I value being able to call someone local who knows my name. They provided professional protection and the kind of honest support that’s hard to find these days.
SARAH M., BUSINESS OWNER
Exceptional care when we needed it most. Their guidance gave our family peace of mind with a friendly, professional approach that felt like talking to a neighbor.
ROBERT P., HOMEOWNER
Frequently Asked Questions
What types of insurance programs do you offer?
We offer personal and commercial insurance including home, auto, farm, renters, business owners policies (BOP), and umbrella/excess liability coverage. As an independent agency, we work with multiple carriers to find the right fit for your needs. Not sure what you need? Just ask — we'll walk you through it.
Where are you located and who do you serve?
We're based in Dryden, Michigan and primarily serve Lapeer County — including Imlay City, Almont, Metamora, Lapeer, and surrounding rural communities. We're happy to help clients throughout Michigan.
What does it mean to be an independent insurance agency?
Unlike captive agents who only sell one company's products, independent agents like Schapman Insurance Services work with multiple insurance carriers. That means we can compare options across several companies to find you the best combination of coverage and price — we work for you, not the insurance company.
How do I get a quote?
Getting a quote is easy. You can call or text us at (810) 305-2794, email us at madison@schapmaninsuranceservices.com, or fill out the contact form on our website. We'll gather a little information and come back to you quickly — usually same day for personal lines like home and auto.
Why should I use a local agent instead of buying insurance online?
Online insurance is convenient, but it can't review your situation and flag gaps in coverage — a local agent can. We catch things like underinsured homes, missing umbrella coverage, or farm risks that online tools miss entirely. And when something goes wrong, you have a real person in your corner.
SCHAPMAN INSURANCE SERVICES
Get a free insurance quote in Lapeer County
We provide personalized coverage solutions designed to protect what matters most. Reach out today for a competitive quote and expert guidance tailored to your specific needs.
PHONE
(810) 305-2794
madison@schapmaninsuranceservices.com
OFFICE
5481 Main St
Dryden, MI 48428
Good, Honest Protection for our Neighbors
Schapman Insurance provides professional coverage and straightforward advice for our local community. We offer the expertise needed to protect your home, farm, or business with clarity and reliability. Our team is dedicated to helping you understand your policy options and ensuring your assets are properly secured. We focus on building trust through consistent service and a commitment to our neighbors' protection.